I haven't loaded wad-cutters in years (no place to load).
One of my favorites was 2.7 Gr Bullseye in a 38 case and a standard primer. I could use all day.

Side Note - when I loaded the Hollow Base Wad cutters upside down (big hole forward), I heard through my hearing protectors what sounded like angry bees. The target at 25 yards had a hole with the profile of the bullet rather than a nice clean hole like you would expect with a wad cutter. The round was tumbling and that was the sound I heard. Imagine it tumbling through a person.